Legal, Financial & Professional Services

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Reverse Mortgage Consultant at Longbridge Financial, LLC

John Ruybalid, Reverse Mortgage Consultant
(505) 690-1029

231A County Road 84,
Santa Fe, NM 87506

My goal is to help homeowners, 62 or older, improve the quality of their lives with a reverse mortgage. The products that I educate seniors on are federally insured Home Equity Conversion Mortgages. Some uses of reverse mortgages include paying off an existing mortgage to improve cash flow, creating a funding source for in-home care, or simply establishing a line of credit for future needs, thus creating peace of mind. The number-one misconception is that the lender automatically gets the house when the borrower(s) die. This is not true. The heirs can sell the house, pay off the loan and keep the remainder, or they can refinance the house and keep it. The reverse mortgage is insured by the FHA. This insurance means that you or your heirs will not be required to repay more than the value of the property, even if your home was to drop in value.

Best way to reach me: phone or email


Heritage Trust

As the first independent trust company in New Mexico, established in 1994, we use our innovation, experience and flexibility to meet your needs — whatever they are! In fact, we pride ourselves in finding creative solutions for our clients. We think we do this better than anyone else.

We’d love to help with your unique family situation. You can contact us by email or just pick up the phone. We’d be happy to schedule a time to meet as well.


Local Insurance Advisors

We are your local insurance advisors. We represent all of the major insurance carriers — from Medicare Advantage plans to Medicare supplements, prescription drug plans, dental, vision, major medical, hospital cash plans and life insurance — so we are able to match you with the plan that best fits your healthcare insurance needs. No matter what your situation, we can help you find the right health insurance coverage to fit both your needs and your budget.
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MixedCandy Media

MixedCandy Media offers social media and digital communications services exclusively to businesses that serve older adults. Our background in aging services provides a strong understanding of the issues and challenges that your current and future clients are facing.

Whether your work involves health care, community living, social, legal, nonprofit or business sectors for older people, we can help shape your media landscape to showcase the values and services you provide.


Por La Gente Insurance

As a local broker agent, I specialize in guiding individuals through their life and health insurance needs. With a focus on education, I provide tailored solutions to mitigate risks and ensure peace of mind. From initial consultation to ongoing support, I am dedicated to meeting the evolving needs of each client with personalized attention and expertise.


Pregenzer, Baysinger, Wideman & Sale

At Pregenzer, Baysinger, Wideman & Sale we are a women-owned, women-led firm of attorneys who focus on legal matters related to wills, trusts, probate, guardianships, fiduciary litigation, and family law. Using our multi-dimensional problem-solving methods, legal expertise, and powerful courtroom skills, we create clear, collaborative, and sensitive approaches to the cases we handle, tailoring every resolution to the client’s unique situation.

Our goal is to reduce the stress that accompanies life planning and life crises. We know that your situation is unique, and we tailor our approach to fit your specific needs. We also know that families are complicated and that a dispute among family members can bring disastrous results for generations. The attorneys of PBWS Law are here to be your trusted advisors to help you find the way forward.

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